Her Last Contingency — book cover

Her Last Contingency

by C.M. Pelletier

15K+ reads

Garrett Bedford’s perfect life ends on a slick patch of tile and a fall down the stairs—at least, that’s what everyone says. But the day before she died, his wife Emily whispered, “If something happens, don’t trust anyone.” When a composed, enigmatic stranger named Ashley appears at the morgue claiming Emily was murdered, Garrett’s grief fractures into suspicion. Emily has left a trail: encrypted files, hidden drives, and a path straight into the heart of a pharmaceutical giant built on lies and lethal “miracles.” To follow it, Garrett must admit he never truly knew the woman he loved—and trust the only person Emily trusted more than him. As Garrett and Ashley dig deeper, attraction tangles with danger and loyalty. Exposing the truth could destroy a billion-dollar empire… or cost them their lives—and the fragile future neither expected to want.

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Chapter 1

The house was too quiet to belong to us.

After three days of casseroles on the porch and murmured condolences and the dull, paperwork rustle of death, I stepped back into the hallway and the silence felt wrong, like someone had turned down the volume on my life and left the picture running.

Emily’s scarf still hung from the hook by the door, soft gray wool draped over its own shadow. Her shoes were lined up neatly beneath the bench, toes precisely parallel. The dark stain on the bottom stair had already been scrubbed away by professionals, but my mind kept putting it back.

Accidental fall, the officer had said, all sympathy and procedural distance. These old houses, these narrow stairs. It happens.

If something happens, don’t trust anyone.

Her voice slid under the silence, as clear as if she were standing behind me. She’d said it yesterday morning—no, four mornings ago now—over coffee she hadn’t finished, eyes on her phone, tone light enough that I’d laughed and told her she was watching too many crime documentaries.

I hadn’t laughed at the morgue.

I dropped my keys into the ceramic bowl on the console table. The sound cracked the air, too loud. A part of me wanted to pick them back up and leave, go anywhere else. Back to the hotel where they’d stashed me while they cleaned the house. Back to the hospital chapel where I’d been when the chaplain had used the word widow and I’d thought she must be talking to someone behind me.

Instead I stood in the hallway and stared at the stairs.

“You don’t have to go in yet,” Lena had said when she’d driven me here and watched me fumble with the lock. “Take your time. Grief scrambles time. Days don’t have to make sense right away.”

I’d told her I was fine. I keep saying that. It’s easier than admitting I don’t know what I am.

I finally pulled my gaze from the stairs and walked toward the kitchen, shoes whispering over the hardwood. Someone had tidied. The smell of bleach threaded through the citrus of the cleaning products, through the stale coffee remnants in the sink. The fridge hummed. The clock over the stove ticked.

Death hadn’t stopped anything that could be plugged into a wall.

On the table sat a brown envelope with my name written in a looping, impersonal hand.

GARRETT BEDFORD.

For a heartbeat I thought of Emily—her handwriting was a compact, decisive script—then I noticed the police seal on the flap. I slid into the chair as if the envelope had pushed me.

Inside: copies of forms, the final report from the medical examiner, a list of personal effects. Her watch. Her wedding ring. A few notes about blunt force trauma, subdural hematoma. Words that, if you squinted, could be made to read accident. Words that I clung to because the alternative was unthinkable.

I set the papers down without really seeing them.

If something happens—

“Stop,” I muttered to the empty kitchen, pressing thumb and forefinger into my eyes until colors sparked. I was tired. The funeral was in two days. I needed to call Emily’s sister back, and my mother, and the insurance guy whose condolences had come with file numbers.

I needed to not think about her voice, or the way she’d kissed me before leaving for work that day, a quick brush of lips, her hand on my jaw a second too long as if she was about to say something and changed her mind.

The doorbell rang.

Sound knifed through the house. It wasn’t the soft, apologetic tap of neighbors. It was loud, insistent, impatient.

My stomach tightened. I pushed up from the chair, my knees briefly unsure. At the doorway, habit made me check my hair in the smudged side mirror. Pointless. I looked like what I was: unshaven, hollow-eyed, a man wearing the same sweater two days in a row because everything else smelled like her.

The figure on the porch was a silhouette behind frosted glass: tall, straight-backed, hands at her sides instead of clutching a casserole or sympathy card. Not a neighbor.

I opened the door a cautious six inches.

She was younger than I’d expected, late twenties maybe, though something about her gaze made the number feel wrong. Dark hair in a low ponytail, a navy coat belted at the waist, no makeup I could see. Her eyes were a precise, cool gray, and they flicked over my face like a scanner taking inventory.

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Garrett's wife slipped on the stairs. Her last words were 'don't trust anyone.' Read this mystery romance free online — start reading on Great Novels.
C.M. Pelletier writes fake-marriage stories that double as mysteries — the kind where the bride has a borrowed name, the groom has an alibi, and somebody on the guest list knows the truth. From “Vows and Aliases” to “The CEO Who Remembered Her,” her novels deliver pulse-quickening twists, hidden identities, and slow-burning chemistry between two people who can’t afford to actually fall. Romantic suspense for readers who love both the secret and the kiss.
“Her Last Contingency” is a mystery romance novel that also draws on elements of Corporate Romance, Real Love Romance, and Tragedy Romance. Readers will find favorite tropes like secret pregnancy, betrayal, hidden identity, slow burn, and trauma healing woven throughout the story.
You can read “Her Last Contingency” for free on the Great Novels app, available on iOS and Android, or on the web at app.great-novels.com. Great Novels is a serialized fiction reading app for women who love mystery romance stories — with hundreds of full-length novels across romance, fantasy, and paranormal genres, plus thousands of new chapters added regularly so there’s always a fresh obsession waiting.